Welcome to WiseLend Tracker (WLT) — a personal loan management app for your phone: track money you lend and borrow, register payments, and stay on top of balances without spreadsheets.
WLT helps you manage people (borrowers and lenders), loans (amounts, interest, schedules, and history), a dashboard with balances and alerts, payer ranking, PDF reports, and message templates for collections. Loan data, person profiles, payments, and settings are stored locally on your device (SQLite database wlt.db). You can export and import a structured backup (ZIP with a manifest) from the Data screen.
The app may offer free, premium subscription, lifetime offline purchase, or ad-supported access depending on the build and store configuration. On the free tier, limits may apply (for example a cap on persons and loans, restricted exports, or single-use unlocks via rewarded ads). Premium or lifetime unlocks broader access, including unlimited persons and loans and Data export, as described in the store listing and in-app paywall.
Limits and entitlements can change with app updates; the in-app experience and store listing prevail over this page.
Do I need an account?
No. You can use WLT for the core local workflow without creating an account.
Do I need internet?
Most loan tracking works offline. Internet is used when you choose features that need it (for example ads, in-app purchases or subscriptions, loading optional remote configuration such as an “other apps” carousel, or opening external links).
Will I lose my data if I uninstall?
Local data lives on your device. Uninstalling the app can permanently remove that data unless you have exported a backup ZIP.
Is WLT a bank or lender?
No. WLT is a personal record-keeping tool. It does not move money, grant credit, or provide legal or tax advice. You remain responsible for agreements with the people you lend to or borrow from.
For support or feedback:
Email: samirtf.dev@gmail.com